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Minimum Balance in Saving Accounts

News and Press Release - Dated:- 25-11-2016 - Press Information Bureau Government of India Ministry of Finance 25-November-2016 17:26 IST Reserve Bank of India (RBI) vide its circular dated August 10, 2012 on Financial Inclusion - Access to Banking S .....

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offer Facility of ATM card or ATM-cum-Debit Card to all BSBD account holders without any charges. In other cases, as per extant instructions, with effect from April 1, 2015, banks have to follow additional guidelines on levy of penal charges for non- .....

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arges will be applicable; penal charges may be recovered under intimation to the account holder; the policy on penal charges to be so levied may be decided with the approval of Board of the Bank and the penal charges should be directly proportionate .....

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