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2008 (12) TMI 803 - SUPREME COURT OF INDIAExtract: ....... that the award by such arbitrator, arbitrators or Umpire of the amount of the loss or damage if disputed shall be first obtained. 19. In no case whatever shall the company be liable for any loss or damage after the expiration of twelve months from the happening of the loss or damage unless the claim is the subject of pending action or arbitration.
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