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Poor saving habit

News and Press Release - Dated:- 6-8-2016 - A survey by HSBC (Hong Kong and Shanghai Banking Corporation Limited) named Generations and Journeys observed that a large number (47 per cent) of working age people in India have either not started saving for their retirement or have stopped or faced difficulties while saving for their future. The report also observed that 21 per cent of the working age population surveyed have not even started saving for retirement. Household saving has two component .....

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households saved about 19.1 per cent of the of the Gross domestic product, of which their physical savings consisted of 11.4 percentage points and financial savings consisted of 7.7 percentage points, indicating that Indian households save more in physical form than in financial assets. The Survey conducted by the National Sample Survey Office during January December 2013 on Household Assets and Liabilities revealed that about 82.2 per cent of the rural households and 81.1 per cent of the urban .....

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