Home Case Index All Cases Indian Laws Indian Laws + HC Indian Laws - 2022 (11) TMI HC This
Forgot password New User/ Regiser ⇒ Register to get Live Demo
2022 (11) TMI 850 - HC - Indian LawsDishonor of Cheque - insufficient funds - existence of legally enforceable debt or not - reply to demand notices not done - validity of signature on the cheques - rebuttal of presumption - section 138 of NI Act - HELD THAT:- If the entire case is analysed, it can be very well said that the Sessions Judge has come to a right conclusion to reverse the judgment of the learned Magistrate. It is no doubt true that the accused does not dispute the signature on the cheques. It is also a fact that accused did not reply to the demand notice issued by the complainant before filing the complaint. For these reasons, no inference can be drawn that the complainant was able to prove that the accused issued the cheques for discharging the hand loan. The burden is on the complainant to prove that he had lent money to the accused. Mere statement in the complaint that the accused had taken hand loan is not sufficient. The complaint has not disclosed the date of transaction. At least he could have mentioned the year in which he lent money to the accused. In the demand notice also, there is no reference to the date of transaction. It has come in evidence that the accused just signed the cheque and wrote the amount in figures. PW.1 has admitted that accused himself asked him to write the name and amount in figures. If this part of the evidence is examined in the light of the actual defence taken by the accused, it can be said that the cheques might have been issued at the time when the accused purchased the landed property from the father of the complainant - Accused has stated that the sale talks were held in the year 2003 and at that time he issued the cheques without writing the date, name of the drawee and the amount in words. PW.1 has clearly admitted in the cross-examination that the accused issued two blank cheques and asked him to write all the particulars. So if this answer of PW.1 is considered and examined in the background of Ex.D.1 and D.2, it is possible to draw an inference that probably in the year 2003 itself, i.e., in connection with sale transaction accused might have issued the cheques without writing the name of the drawee and the amount in figures. The accused is a bank employee. If really he issued the cheques in order to repay the hand loan, he himself would have filled up all the particulars in the cheque. So looked in this background certainly a doubt arises in the case of the complainant and there is probability in the defence. In order to attach presumption to the case of the complainant under section 139 of Negotiable Instruments Act, the complainant's case must prima face appear to be believable. There must be clear reference to the transaction giving rise to legally enforceable debt or other liability. If there are innate defects in the facts pleaded by the complainant, presumption cannot be automatically raised. The above being the inferences that can be drawn, the Sessions Judge is right in accepting the probability in the defence put forth by the accused and rejecting the complainant's case - Appeal dismissed.
|