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House Loan Interest Rate, Banking - Finance |
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House Loan Interest Rate |
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Sir,
I had taken houseloan from bank in 2009 @9.25% & as per bank my current interest rate is 13.25%, but at bank's site for new customer interest rate is 11.5% for same amount & tenure. Is it possible? Posts / Replies Showing Replies 1 to 2 of 2 Records Page: 1
s. possible. better to check with your bankers, if they cant solve, shift to other bank for lower rate of interest.
Whenever, interest rate on previous home loan is higher than the interest rate applicable to new customer, normally bankers come out with the scheme wherein they charge some charges on %age basis on outstanding loan amount and bring the interest rate to the current level. Check-up with your banker immediately. The other option is to switch over the loan to other banker and there is no penalty charges on pre-payment. You can easily get interest rate of 10.50% to 10.75% depending on the loan amount.
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